Home Based Business

Top SEO Results Tool

admin — Fri Sep 25, 2026 4:00 pm

Author: admin

Posted: Fri Sep 25, 2026 4:00 pm

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Next Month will see the launch of what is expected to be the top SEO results tool from Veretekk, namely the platinum control panel. in fact it is a collection of tools which enhance and takes the Veretekk marking and leads generation system to a completely new level.

Online marketers who are looking for a top SEO results tool will be impressed with this new interface which can link together up to twenty separate accounts, which can be configured and controlled from one place/.

The top SEO results tool with its ability to quickly link to blogs and RSS feeds will save countless hours for owners and SEO specialist who know that success relies on the provision of information and links from other sites..

For a preview of what is on offer click on the following link to go to; http://topseoresultstool.com

David Ogden
Free Veretekk Marketing System
+1 386 308 1956

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Source: David's space: Money

How To Retire In Ten Years

admin — Mon Jul 27, 2026 12:00 pm

Author: admin

Posted: Mon Jul 27, 2026 12:00 pm

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Retire in ten years, is an option when you run an online business. but there is a secret.

You must understand that building a business takes time and effort and there is no quick fix, there will be set backs, but if you are consist ant in what you do you will success. Many people lose their dream within six months, I know for a fact that it takes around 3 years before your monthly income becomes an appreciable amount, and sometimes you may be tempted to stop. This is the time when you need to redouble your effort.

Let’s face it, if you put off talking to everyone you know because you might be afraid of what they might think of you and your business, then you can never expect to achieve the level of success that others have when they have talked to everyone they know. The contact list is the life blood of any Network business, and to be hesitant to work through the list is a good way to lose any momentum and a reason to just quit like so many have in the past.

How do you get past this problem, start your home business, and retire in ten years?

With the Internet, e-mail, and software available, today is a new day in network marketing. No more bothering friends and family and trying to convince people against their will to join your business. You now have the ability to post your business out there in cyber space and find that there are people who actually want to join your business. This may be just the answer for you to revive your business and get you over the hurdle that’s been keeping you from earning the income available in your home based business. But how do you get started?

The key to success that will allow you to retire in ten years, is getting customers for your business and to be honest its a problem for many home business owners, who spend many hours cultivating business leads and often give up. There is however an answer and that is to buy customers, that way you can save all the cost time and hassle in marketing your product and build a good customer base.

Now not many people know this secret that will allow you to retire in ten years, but there is a direct selling company in the USA that will sell their customers to you, and what is more on top of earning ongoing commissions they will continue to market to your customers.

Does this sound to good to be true?, well it gets better you can join in with a group of fellow entrepreneurs who will work with you to grow your business.

David Ogden - Tomorrows Home Business - Retire in Ten Years
Contact Us
TriVita Business Affiliate 13142173
phone 1-386-308-1956
Skype seadogs11
Earn money with AlertPay
Click Here to Learn how to market online

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Source: David's space: Money

Learn How To Market On the Internet

admin — Sat Mar 07, 2026 9:00 pm

Author: admin

Posted: Sat Mar 07, 2026 9:00 pm

The current financial woes that are sweeping the world is causing many people to consider building an online business. the problem is there are millions of people working online who have the same idea.

The first step is to identify a particular area where you have some knowledge, experience or interest which you can pass on to others and earn money. You then need to sit down and look for an opening in the area that interest you. The Goggle search engine makes it easy to research a particular subject and get some ideas on what competition there might be in the area of your expertise. A business colleague of mine, Butch Hamilton has written a free e-book about [email protected]&domain=veretekk.com">Niche Marketing which I recommend you download and read.

David Ogden – Internet Marketing Mentor
http://davidogden.org
[email protected]">[email protected]
Phone 386-308-1956

Technorati Tags: learn how to market on the internet,niche marketing

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Source: David Ogden - Home Business Entrepreneur: Money

Is Your 401(k) plan In Trouble ?

admin — Thu Feb 26, 2026 5:00 pm

Author: admin

Posted: Thu Feb 26, 2026 5:00 pm

AARP - Finance

(Money Magazine) -- Alicia Munnell is a Harvard-trained economist. She served as an assistant secretary of the Treasury and is regarded as one of America's foremost experts on 401(k)s. You'd think she'd be terrific at managing her own retirement, but even she has to confess up to some mistakes. "When my son got married, I took some money out of my plan to help," says Munnell, who heads Boston College's Enter for Retirement Research (CRR). "And I ended up paying a 10% penalty and taxes."

In the jargon of the retirement business, that's called leakage. It's a common problem: About 60% of job switchers with a 401(k) plan cash it out.

That's just one of the many pitfalls. Lots of people start saving too late, save too little or make missteps with their portfolio. And all of us are vulnerable to risks that we can't control. Your employer might not offer a plan or might choose one with second-rate investments. Or you may hit a market storm at precisely the wrong moment: the year you stop working.

That last problem is especially obvious now. Over the past 12 months, a 64-year-old investor and AARP member in an age-tailored "target date" mutual fund has lost 26%. Savers with high balances can recover from that. But many lost more, and the typical near-retiree with a 401(k) has less than $50,000 stashed away in it. That will spend down quickly, and once the money's gone, it doesn't matter if the market roars back.

A recent CRR study shows that a bear market retiree could easily end up with just half the income from a 401(k) as someone retiring during a bull market. "Any system that delivers such wild swings in retirement income is just not working," says Munnell.

She isn't the only one who's worried. A growing number of policy experts who study 401(k)s think they fall short..... Some 78 million baby boomers are hurtling toward retirement many of them members of AARP. Their poverty, if it comes to that, will be a burden to their children and lead to calls for taxpayers to support them.

These are worrying times and many people including AARP members are looking for other methods to boost retirement income. Economist Dr Raymond Jewell is presenting a retirement plan tonight at http://tomorrowshomebusiness.org at 6PM PAC he will demonstrate a plan he has developed and is using provide income in 10,20-30 years. Join him live login with your real name and password success.

David Ogden - Tomorrows Home Business - Retire in Ten Years
Contact Us
TriVita Business Affiliate 13142173
phone 1-386-308-1956
Skype seadogs11
Tomorrows home business Group
Earn money with AlertPay
Work From Home USA

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Source: David Ogden - Home Business Entrepreneur: Money

Talking about YouTube - Platinum control system

admin — Fri Feb 13, 2026 9:01 am

Author: admin

Posted: Fri Feb 13, 2026 9:01 am

Are you having difficulty building your business online and spending money on leads or PPC advertising to get get top positions on search engines, well there is a resolution to your problem, I have a Platinum control which I can use to help you on your road to success, listen to what a fellow member has to say.

Quote

Talking about YouTube - Veretekk

If you are interested to learn more how the system can help you build your business, call me on 1 386 308 1956 or you can sign up for a free system at
http://david_ogden.veretekk.com.

David Ogden - Internet Marketing Mentor
http://davidogden.org
http://workingfromhome.whystartandneverquit.com

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Source: David Ogden - Home Business Entrepreneur: Money

Money News

admin — Mon Feb 09, 2026 1:06 pm

Author: admin

Posted: Mon Feb 09, 2026 1:06 pm

AARP - Finance

For past year, small businesses made deep staffing cuts: Companies with 500 or fewer workers cut 430,000 positions in January, according to the latest ADP (ADP, Fortune 500) employment report, released Wednesday.

Small business employers are typically the last to cut jobs and the first to create them, which makes January's job-loss numbers a worrying omen for the rest of the year. Joel Prakken, chairman of ADP's research partner, Macroeconomics Advisers, doesn't expect improvement any time soon.

"We believe that for the first half of this year, the economy will continue to contract," he said. "There may be growth in the second half, but it will be sluggish."

Many small businesses are looking for ways to survive, but if their business product is not essential then the prospects are not good, a few are changing the way they work and seeking more customers or improving customers benefits.

Customers are the key to success, however until such time as some of the benefits of the financial stimulus plan produce money in customers pockets the future look bleak.

Generally speaking employees in small businesses are more flexible about the work they do and many are multi skilled and these are the kind of people who take matters into their own hands when redundancy threatens and set up their own business.

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Source: David Ogden - Home Business Entrepreneur: Money

Retirement Planning

admin — Mon Feb 09, 2026 1:06 pm

Author: admin

Posted: Mon Feb 09, 2026 1:06 pm

If 50 is the new 30, then 80 must be the new 60. Good thing, because otherwise a lot of people won't be retiring before they draw their last breath.

Last year Bank rate's Financial Literacy survey found that one in five people expect to work until they die. This year one in five people say they're afraid they'll never be able to retire. It's true; we asked the same question two different ways, and the results are unsettlingly identical.

At this rate, the competition for greeting jobs at Wal-Mart will be as fierce as the struggle to get into Harvard.

For the dedicated workers who aspire to devote their entire lives to propelling the economy forward with their unceasing toil, the dream of not retiring can be achieved in any number of ways. We came up with eight.

Spend Too Much
The most obvious way to ensure that only death's sweet embrace will release you from the bonds of employment is simply by saving nothing and spending a lot.

Spending more than you should on things you feel you need, but could easily live without, is an effective way to mess up your retirement plan, says Ralph Lunt, a Certified Financial Planner and Chartered Financial Consultant at Strategic Capital Advisors in Cleveland.

Vacations, new cars, expensive home remodelling can all feel like necessities. "You have to ask, can I afford it?" says Lunt. "Then you have to crunch the numbers -- and maybe if you cut back in other areas you can afford it -- maybe skipping a vacation or not eating out so much."
If you don't want to retire, skip the self-assessment and get out that credit card!

Save Little or Nothing

In America, spending is in our collective DNA, but saving is not.
For the slackers who think they might want, or even need, to quit working at some point, most experts recommend saving for retirement in a tax-advantaged plan, for instance, a 401(k). Further, workers should contribute, at minimum, enough to get the match offered by their employers, if they offer matching contributions.

Some experts contend that just contributing the match is not enough at all and the contribution should be upward of 10 percent. "It's always, 'Yes, I'll put in enough to get the match, but that's it,'" says Dallas-based Certified Financial Planner Chanc Woods, a member of the Financial Planning Association.
"Why not put in another 2 (percent) or 3 percent? It won't affect your take-home pay that much," he says.

The Employee Benefit Research Institute's annual survey released in April found that 22 percent of workers surveyed have not saved at all for retirement -- or for anything else for that matter.

Ignore Other Savings Vehicles

If your job doesn't come with benefits, as is the case at many small businesses, then obviously, you're totally off the hook -- working well beyond your twilight years is virtually assured. After all, it's not like there are any alternatives for deprived employees or the self-employed, for that matter.
Delude yourself no further. You do have options. Take, for instance, the SEP-IRA or the individual 401(k) plan for the self-employed. IRAs allow workers to save up to $5,000 annually ($6,000 if you're over 50), as long as they earn at least that amount.

And those who don't want to deal with tax-deferred savings vehicles have no options either, right? Clearly, if an account is not specifically designated for retirement, it really shouldn't be used.
No.

"The younger generation is only putting money into a 401(k), if that. They don't know that there are taxable brokerage accounts or Roth IRAs that you can put money into," says Dallas-based Certified Financial Planner Chanc Woods.

With many investment and savings vehicles available, no one should feel limited to only one kind of account unless they see themselves bagging groceries at 85.

If they are actually contributing the maximum allowed annually to their 401(k) plan, up to $16,500 in 2009 ($5,500 more for those age 50 or over), they might even be able to afford a round-the-world voyage on the Queen Mary 2 once they kiss their jobs goodbye. But those who'd rather float on a rubber mattress when they're not punching the time clock can always set their sights lower.

Disregard Taxes

Some people may wait to screw up their retirement. Though the process of not saving can last a lifetime, actual savings may not when it comes time to get a distribution from a tax-deferred account.
Lunt says that people typically think that now that they're retired, they won't have to pay income taxes anymore.

"Often people make incorrect assumptions about what their lives will be like in retirement," says Certified Financial Planner Paula de Vos, president of Synergist Wealth Advisors. "They think they will be in a lower tax bracket, but they may be in a higher one."

Unless your retirement savings have been invested in a Roth IRA or a Roth 401(k), distributions will be taxed as ordinary income. "That could be 25 (percent) to 30 percent less in retirement dollars that someone isn't expecting," says Woods.

Plus, he says, a lot of people feel that income tax rates now are the lowest they'll ever be. A look back in history proves that. It's been higher most of the time. In the 1940s, the top marginal tax rate was 94 percent for individuals with taxable income of more than $200,000 (a lot of money in those days, true). But this just goes to show you that prospective retirees could be looking at paying higher rates than today's top rate of 35 percent.

Though they're completely unavoidable, taxes have to be considered when planning for retirement income. If you go to all the trouble of saving and then end up with less income than you expect, it can definitely ruin your retirement -- or at least put a damper on it.

Overestimate Portfolio Earnings

Compounding interest is indeed magical. A little money plus a lot of time can equal a lot of money. But there's only so much it can do with the variables involved.

Retirement hopefuls who dillydally in their savings efforts may find the time portion of the equation so drastically reduced as to be somewhat ineffectual without lots of money thrown in.
Similarly, young people whose savings start strong and then taper off might find that they could have accumulated much more money had they just saved more consistently over time.
Plus, failing to account for market volatility could have would-be Warren Buffett's wishing they had put most of their money in CDs some days.

sometimes assume constant growth rates, says CFP Paula de Vos, president of Synergist Wealth Advisors.

"They overestimate the amount of certainty in an uncertain world, and it's something you have to maintain vigilance over," she says.

Miscalculate Lifetime

Some optimistic people assume that one day their paltry income will catch up with their spending and they'll finally have more than enough money to pay their mortgage off, save for retirement and pay down debts.

Times have changed, though, and we may be in for hard times. No longer can people assume that things will get better and the worst will never happen. If you do, there's a pretty good chance you'll find yourself broke and trying to catch up. Probably well before retirement.
Adopt the Ostrich-Style Planning Approach

If you've been able to tune out advertising messages and instead accidentally scrimped and saved for your golden years and find yourself doing pretty well, don't worry -- there are still plenty of ways to go wrong.
For instance, without a plan for every aspect of retirement, things can go seriously awry. From long-term care needs to the death of a spouse, any number of factors can derail a plan. The what-ifs could keep a less sanguine person up at night.

"Part of a retirement plan is knowing that we're saving this much every month and we're 35 and at a 5 percent return in 30 years we're going to have all this money," says CFP Ralph Lunt, vice president and chief financial officer at Strategic Capital Advisors. "Well, what if one of us isn't here next month?"
Term life insurance may provide some peace of mind here by providing funds to a surviving spouse or children.

Any catastrophe can potentially change long-term financial plans irreversibly. "Just in the state of Texas, an assisted-living facility, nursing home or home health care runs about $150 to $170 a day just for the care. The average need is just over three years," says Dallas-based CFP Chanc Woods.
Long-term care insurance, though somewhat pricey, can guard against depleting your estate or your family's funds in the event of an ongoing medical issue. According to AARP, about 60 percent of people over age 65 will need some kind of long-term care.

Health care can eat into retirement plans as well. The Employee Benefit Research Institute estimates that the upper range of out-of-pocket medical expenses in retirement for a 65-year-old couple ranges from $235,000 to $376,000. Those figures can potentially almost double for a couple with large prescription needs and only Medicare and Medicare supplements.

The figures are lower if you're willing to roll the dice for a 50 percent chance of having enough money rather than 90 percent, as above. To have a 50-50 chance of having enough money to cover health care costs in retirement, a 65-year-old couple could need between $154,000 and $246,000.
While some people may enjoy the security of buying life and long-term care insurance, others prefer to use another type of time-tested, though historically risky, long-term care insurance -- having lots of kids. It is hoped you raised them all to be doctors or nurses.

Remain Ignorant About Investments

Though actually socking away dollars goes against the never-retire plan, using that money ineffectively can hamstring any retirement efforts.

Ignorance when it comes to your investments can slow down growth. A typical blunder is to own several funds of the same category, for instance, holding two large-cap value funds. Anyone can easily trip up good intentions by disregarding the value of asset allocation and diversification.
"People may underestimate the power and the benefit of a globally diversified portfolio. Because a portfolio has a bunch of different things does not mean that it is a globally diversified portfolio," clarifies CFP Paula de Vos, president of Synergist Wealth Advisors.

It may take professional help. For anyone who doesn't have the time to plan, fee-only financial advisers can map out a route to retirement without the detours that many people inadvertently take. Use Bank rate's database to find a Certified Financial Planner professional near you.
From rolling over 401(k) plans to choosing a place to keep your IRA, the choices can be overwhelming and lead busy people to make hasty, uninformed choices.

"Sometimes when people are looking to roll over qualified plans, they don't necessarily explore all of the benefits or detriments in assessing whether it's the right thing for them to do in a given instance," says de Vos. From tax, legal and financial standpoints, she adds, "They are fairly complicated."
Whether you do it yourself or have someone to help you, planning is essential unless, of course, you want to work until you die.

"Certainly the day you retire isn't the first day you should be thinking about it," says CFP Ralph Lunt, vice president and chief financial officer at Strategic Capital Advisors.
MIND Right. BODY Right. FEEL Right

Pete Taylor 3
Founder & CEO
ATLCoffeeHouse.com
ATLCoffeeHouse-Barbados.com
Healthy Coffees, Teas, Mochas, Lattes & Hot Chocolates

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Source: David Ogden - Home Business Entrepreneur: Money

Benefit of Delaying Retirement

admin — Mon Feb 09, 2026 1:06 pm

Author: admin

Posted: Mon Feb 09, 2026 1:06 pm

AARP Finance

What are the advantages of AARP Members delaying retirement. How working a few extra years can greatly effect you life in retirement

Avoids reductions in social security benefits
you can keep you 401(k) or other retirement plan growing, giving them time to regain recent losses.
It shortens your time in retirement.

At the moment the average ARRP member retires at 63 and with experts suggesting working four extra years will give time for retirement funds to recover somewhat that would mean retiring at 67.

This might not be an option for everyone as ill health can cause problems when you are older and at the moment many people are facing the possibility of losing their job.

On the other hand a member of AARP has developed many skill and knows how to do the job, so that when time are hard this is the type of person a company will retain.

The key is to retain your job as once you are unemployed it will be very difficult to find another job that pays the same.

If you are an AARP member and forced to retire early you need to seek out other ways of bringing in more money, and one of these is to start a home business.

David Ogden - Tomorrows Home Business - Retire in Ten Years
Contact Us
TriVita Business Affiliate 13142173
phone 1-386-308-1956
Skype seadogs11
Tomorrows home business Group
Earn money with AlertPay
The Truth About Web Prosperity

Technorati Tags: retirement,401(k),david ogden

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Source: David Ogden - Home Business Entrepreneur: Money

AARP Finance News 30Jan

admin — Mon Feb 09, 2026 1:06 pm

Author: admin

Posted: Mon Feb 09, 2026 1:06 pm

AARP Finance

A very gloomy end of the week for AARP member, who might not be effected by the massive job losses at Boeing Chicago, but will certainly be taking notice that the stock markets have had their worst January ever.

The Dow lost 8.8% in the month, putting it on track to close out its worst January since 1978, when it fell 7.4%. The S&P 500 lost 8.6% according to early tallies.

The Nasals's loss of 6.4% was eclipsed by last January's loss of 9.9%. That 2008 loss was the worst in the tech average's history, going back to its inception in 1971.

Last year saw 2.9 Million job losses and this years forecast is for a further 2.0 Million so the next few months will be critical. Japan has announced some 27,000 thousand job losses, in electronics and car industries and in the UK Honda is closing its car plant for four months. Many AARP members are looking a the Internet as a way to earn extra money and groups such as Tomorrows Home Business can show you how to build a substantial fund over a ten year period.

David Ogden - Health and Wellness - Lose Weight USA
Contact Us
TriVita Business Affiliate 13142173
phone 1-386-308-1956
Skype seadogs11
Tomorrows home business Group
Earn money with AlertPay
The Truth About Web Prosperity

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Source: David Ogden - Home Business Entrepreneur: Money

AARP - Economic Recovery Pckage

admin — Mon Feb 09, 2026 1:06 pm

Author: admin

Posted: Mon Feb 09, 2026 1:06 pm

Today the House of Representatives vote on the Economic Recovery Package and members of AARP wave been writing letters to their representatives to support the package, this was a typical letter

Dear [Decision Maker],

Please personalize your message As an AARP member, I urge you to pass the strong, comprehensive economic recovery package that will reach the House floor this week. This legislation would directly address the most immediate and day-to-day needs of the Americans who most need relief.

In particular, I am very pleased that the current legislation includes crucial funding for state health and long-term care programs, improvements in health care - such as health information technology, health care effectiveness research, and nurse and primary care training, affordable health insurance options for those who lost health coverage along with jobs; funding to help those who have lost employment; and needed money for the Social Security Administration.

Because older Americans have been particularly hard hit by the economic crisis, I urge you to support the House legislation to help with our economic recovery. I also urge that any final package also include a direct payment to the over 25 million individuals 65 and older who no longer work and cannot benefit from the worker tax credit, as well as stronger protections for home and community based services.

The gravity of the economic crisis requires urgent action - the House package will help provide much-needed relief to millions across the country.

Sincerely,

[Your Name]
[Your Address]
[City, State ZIP]

Now we have to await and see if the AARP lobby has been successful, if it fails then perhaps AARP Members will have take matters into their own hand and consider starting a home based business to create an additional income stream. Tomorrows Home Business can show you how to build a substantial retire fund in ten years.

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Source: David Ogden - Home Business Entrepreneur: Money

AAARP Finance News

admin — Mon Feb 09, 2026 1:06 pm

Author: admin

Posted: Mon Feb 09, 2026 1:06 pm

AARP Finance news is all bad at the moment. The UK is continuing to see the decline in Sterling. Singapore and Malaysia are introducing new stimulus packages to support local business. Car maker Proton is seeing a fall in export orders. Stocks in the USA are tumbling with even Google reporting income down 68%.

So just where does this leave members of AARP, many are considering delaying their retirement, others are moving to safer investments such as certificates of deposit and money market funds, particularly those that invest in Treasury bills. But there’s a tradeoff. The safest investments usually produce the lowest returns. Buying annuities—or charitable gift annuities from a charity or university, which come with tax breaks—may be an alternative for investors like you who are seeking to reduce their stock exposure and who want an income stream for life.

Rather than delay your retirement you could consider starting a home based business to create an additional income stream to allow you to stick to your planned retirement date. Tomorrows Home Business can show you how to build a substantial retire fund in ten years.

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Source: David Ogden - Home Business Entrepreneur: Money

Planning to Retire In Ten Years

admin — Mon Feb 09, 2026 1:06 pm

Author: admin

Posted: Mon Feb 09, 2026 1:06 pm

AARP Finance

Can you retire in ten years?

Currently the average retirement age in the USA is the early 60's, retiring earlier than this is going to need lots of money, perhaps 1/3 of your income so the first thing you need top do is work out your budget and then track spending

Government figures show that people earning less than £50,000 a year spend more than they earn. So It time to see where you are wasting money, as a first step put aside 10% of your income for emergencies. If you get a pay rise put the additional amount aside to start building your pension, rather than spending it.

It is helpful is you can use a computer software such as Money or quick to help analyse your spending and plan on how much you will need when you retire and you can quickly group expenses as necessary or discretionary items like holiday are discretionary.

Once you budget is complete you can start to analyse where the funds for your to retire early will come from. One method to curb spending is to throw away your credit cards and only use cash that way you will not be tempted to purchase items that you cannot afford.

Cutting cost is easier than you think on groceries use local supermarket rather than branded goods. Turn down your heating or air con to reduce energy costs. Interest rates are at all time lows at the moment so make sure you are getting the lowest rates on any loans or mortgages. If you own money on credit cards move to card which gives you an interest holiday on transferred balances.

Finally get the money you are saving working for you so that you can retire, one way of doing this is to set up a home business to build a second income stream.

I can show you a business model prepared by economist Dr Raymond Jewel which can be customised to meet with your own circumstances and required retirement income. A live opportunity will be presented every Thursday at 6PM EST in our conference room at http://tomorrowshomebusiness.butchhamilton.com select room log-in from top menu and enter first and last names and the password success.

David Ogden
TriVita Independent Business Affiliate 13142173
Phone 1-386-308-1956
Skype Seadogs11
How to Retire In 10 Years
Web Prosperity Review

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Source: David Ogden - Home Business Entrepreneur: Money

Funding your Retirement

admin — Mon Feb 09, 2026 1:06 pm

Author: admin

Posted: Mon Feb 09, 2026 1:06 pm

AARP Finance
It’s been 11 years since the publication of Rich Dad Poor Dad. Robert Kiyosaki’s mega-hit best seller. Kiyosaki wasn’t looking to write just any financial book. There were hundreds of financial books, in his view, that said the same thing. He wanted to let the education system know it was failing in teaching children what they need for financial success. He wanted to shake up parents by telling them some of the most dangerous advice they could give their children was to go to school, get good grades and look for a safe secure job, until retirement.

This advice was based on the old rules of money when people worked for one company for 30 years and retired with a fat pension. Those days are long gone. With corporate mergers and downsizing happening every month, Robert Kiyosaki says it’s just too risky to play by the old rules. In the end, employees lose and owners and investors win.

Rich Dad Poor Dad has been on all the best-seller lists for years and Robert retired in 1999. Robert's wife Kim has written a best seller, Rich Woman, and Robert has written several others, including Why We Want You to Be Rich with Donald Trump. “Donald has really inspired me. You know, I’m just an ordinary millionaire, and now I’m inspired to reach his billionaire status.” Robert says.

Assets Don’t Make You Rich
Robert Kiyosaki knows well that his success is partly due to his going against conventional wisdom. “When I wrote Rich Dad Poor Dad I told people that your home is not an asset,” he says. “People really criticized me for saying that, but if you look at what is happening today with the mortgage crisis, families are getting wiped out because they can’t afford their house payments.” Experts are saying that in 2009 up to 2 million people will lose their homes. “These are good people—but people who lack the financial education to make good money choices.”

Robert defines financial intelligence this way: If you put money in your savings account, the bank is going to pay you 3 percent. But the problem is inflation is running at 3 percent so your financial intelligence is 0.

“You can lose money on anything,” says Robert, who as a young adult began investing in gold. Although he didn’t make much money, gold taught him many priceless lessons. He realized it’s not the assets—real estate, stocks, mutual funds, businesses or money—that make you rich. It’s the information, knowledge, wisdom, and know-how—one’s financial intelligence—that makes a person wealthy.

Increase Wealth: Start a Business to help you in Retirement With companies downsizing, the failing dollar and higher cost of living, many families feel the pinch. “The need to earn more money has never been greater than right now,” Robert says. For many, he says, “the No. 1 thing people can do to increase their wealth is to start a part-time business. They can start a small home-based business, an Internet company or network marketing business. The key is to start small and learn everything about the business.”

Most people have enough financial intelligence to make money, Robert says. One reason they aren’t able to make more money is because they fail to realize “it’s the process that makes them rich, not the money. Many other people fail to become rich because they value a steady paycheck rather than going through the learning process of becoming financially smarter and richer. They are held back by the fear of being poor,” he says.

David Ogden
TriVita Independent Business Affiliate 13142173
Phone 1-386-308-1956
Skype Seadogs11
How to Retire In 10 Years
Web Prosperity Review

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Source: David Ogden - Home Business Entrepreneur: Money

Talking about Malaysian 2009 growth slashed, recession loom

admin — Mon Feb 09, 2026 1:06 pm

Author: admin

Posted: Mon Feb 09, 2026 1:06 pm

So Malaysia is at last seeing swence and realising that the finacial crisis and recesion will hit them nad cause job loses but they are still holding out that the drop in tourist will not adverly affect the economy. Even thuogh hotles and tour companies have seen a fall in booking for 2009. see full report here

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Source: David Ogden - Home Business Entrepreneur: Money

Retirement options

admin — Mon Feb 09, 2026 1:06 pm

Author: admin

Posted: Mon Feb 09, 2026 1:06 pm

AARP Finance
Are you worried about retirement, no matter what your age you need to start planning. Most people are only setting aside 5% of their earning to cover retirement, which will mean they will be poor when they retire.

A few people who have the foresight will be able to retire on the same amount of money they are presently earning. The suggested target for retirement is 80% of your current salary but there are few plans which will provide this figure unless you increase your savings to around 15%, the later you leave it the more you have to invest each month, due to compounding.

Of chouse with interest rates so low at the moment and expected to remain low for the for seeable future you need to look outside the box to work out how to build an income for retirement.

David Ogden
TriVita Independent Business Affiliate 13142173
Phone 1-386-308-1956
Skype Seadogs11
How to Retire In 10 Years
Web Prosperity Review

[url=http://davidogdenhomebusiness.spaces.live.com/Blog/cns!D8C62282C6A112C4!330.entry]Read more...[/url]

Source: David Ogden - Home Business Entrepreneur: Money